CANADA – First-Time Home Buyer Incentive

On March 19, 2019, Finance Minister Bill Morneau tabled his final federal budget before the election in October. The budget introduced a new program to help first-time homebuyers afford a home. Through the program, CMHC could contribute up to 10% of the purchase price to reduce the mortgage load for buyers. To qualify, a buyer…
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Real Estate – Homeowners Insurance Binder

homeowners insurance binder A document accompanying a homeowner's insurance policy. Its sole purpose is to verify that the homeowner's property is, in fact, properly insured. When you purchase a home with mortgage financing, it is a standard requirement of your lender that you obtain home insurance. For example, here are the clauses from a…
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Duties of Attorney, Power of Attorney

If you have been appointed to act as an Attorney for a relative or friend, you should understand your duties in this important role. The duty to act begins with section 8 of the Power of Attorney Act. Duty to act 8 Where (a) an attorney has acted in pursuance of an enduring power…
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On November 30, 2018, Calgary city council voted nine votes for and five votes against to pass the One Calgary 2019-2022 Service Plans and Budgets. Council voted to approve a 3.45 per cent property tax increase for 2019. “We’re looking at about five dollars per month to the average household,” Mayor Naheed Nenshi told…
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